Avoid Home Buying Mistakes

If you plan on moving anytime soon again, then do not buy a house. Many people become excited with the thought of becoming a homeowner even when they know they will be moving again soon. Some feel their money is going to waste by renting. If you are unsure if you would be able to stay […]

Easy Debt Consolidation

It can be a great option for those who can’t seem to pay their bills on time. Many individuals are afraid to open their bills and become stresses out by the number of payment dates they may have. A consolidation loan will be able to take all of those bills and transfer them into one […]

Auto Loans & Interest Rates

Have you thought about a long term auto loan in order to get a lower interest rate? It may lower your monthly bill but is it a good idea? The average auto loan is between 5 and 6 years and interest rates on these loans have a few factors with the way they work. Firstly, interest rates […]

Income Protection

Of course you have your insurance policies such as life, flood and auto, however have you ever thought about an asset of yours that could pay for all of these policies? One of your assets can be looked at as income and you should think about insuring your most valuable asset. Income insurance comes in a […]

Handle Natural Disasters

Natural disasters occur all the time. Earthquakes, hurricanes, tornadoes, etc can occur at any time and these disasters can effect anyone. Its good to have a plan in place to be able to rebuild if a natural disaster was to occur. Know your insurance. Usually natural disasters occur without anyone knowing and they usually occur […]

Avoid PMI

Once you’re ready to buy a home, you will want to have at least a 20% down payment. If you cannot afford this, then your lender will require that you obtain private mortgage insurance before handing you a loan. Lenders want to make sure they are protected if you happen to fall behind on your […]

Life Insurance Beneficiaries

One of the biggest things regarding life insurance is who to choose for the beneficiary. You could choose a person, child, spouse or even a business partner. Life insurance policies should be reviewed regularly to ensure that the beneficiary you do choose is still the right person at that specific time frame in your life. […]

Early Financial Success

The earlier you can start saving, the better chance you will have to live out the life you want. Create a lifelong plan. You should look at getting some type of emergency fund. You should have enough to live off of for at least 6 months. Another type of solution you should incorporate is obtaining life […]

Mortgage Options

There may be several reasons why you might not be able to obtain a regular mortgage. Maybe lenders see you as a financial risk because of your credit, or maybe you’re unable to show consistent monthly cash flow. You could also be a business owner who’s income is not always stable. Whatever your reason is, there […]

Retirement & Auto Insurance

Getting auto insurance when you’re in retirement. Once you hit the age of 50, you will start receiving discounts on your auto insurance. This is because you are now viewed as a safer driver than someone who is in their 20’s. These discounts will usually last until you are 70 years old then you will be looked at […]